Money Talks and Bullshit Walks: Tricks und Gaunereien der Immobilienmakler, Verkäufer und Käufer

Money Talks and Bullshit Walks: Tricks und Gaunereien der Immobilienmakler, Verkäufer und Käufer

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Die Grundregeln im Geschäftsleben werden sich nicht ändern: Man sollte immer wachsam sein. Wenn viel Geld im Spiel ist, wird belogen und betrogen, getrickst und stibitzt. Im Immobiliengeschäft ist es nicht anders. Fühlen Sie sich heute als Gewinner, könnten Sie morgen zu den Verlierern gehören. Das betrifft nicht nur den Immobilienverkäufer und -käufer, sondern auch den vermittelnden Makler. Ob Sie ein gutes oder schlechtes Geschäft abwickeln, ist vor allem abhängig von den Geschäftspartnern und Ihren Kenntnissen über die Branche. Für Jungmakler und Berufsanfänger ist dieser Ratgeber besonders empfehlenswert, da fachliche Themen anhand von Fallbeispielen aus der Praxis anschaulich vermittelt werden. Wertvolle Tricks, Kniffe und Hintergrundwissen erhalten jedoch nicht nur Brancheninsider, sondern auch Immobilieninteressierte. Die Autorin kennt die Fallstricke aus ihrer 25-jährigen Tätigkeit als selbstständige Immobilienmaklerin in Berlin und gibt nun ihre Erfahrungen weiter – direkt, humorvoll, unverblümt. Fachlicher Ratgeber



Immobilienmakler Heidelberg

Makler Heidelberg

For Sale By Owner – You Can Do It!

Need to sell your home? In today’s market „for sale by owner“ may be the best way to sell. Trust me, it doesn’t take a rocket scientist to be successful at selling your own home. The information in this article may provide you with in-site you may not have had before. You can do it yourself!

Prepare your home for buyers. New paint helps and is not expensive. Make sure it is clean, clean, clean. Most important and most over looked by sellers, you need to get rid of the clutter, inside and out. Less is more! Rent a storage facility or have a garage sale but get rid of the clutter. Less furniture makes a room look larger. Over stuffed closest are a real turn off to buyers who ALL want plenty of storage space. Get rid of all the nick knacks.

We all know how important curb appeal is. Get those yards cleaned up, front and back! Remember, an appraisal has pictures of the back yard as well as the front. I know this sounds silly but a junky back yard tells an underwriter a lot about your home’s interior and maintenance routine. A buyer may over look it but the appraiser and lender do not.

Next, get a home inspection performed. An inspector will check the structure and systems in your home. He may find things you are not aware of. It is better to find and repair these issues before the buyer’s inspector does.

Make sure you price it right. Spend the money to get a professional appraisal performed by a HUD approved appraiser. Do not rely on a real estate agent’s market analysis. These are seldom accurate and many times an agent will just blow smoke by telling you what they think you want to hear.

Go sit down with your local mortgage broker. He has a wealth of knowledge you need to take advantage of. Most mortgage brokers have free FSBO programs that will help you immensely. It is important that you know what your costs will be based on the type of loan the buyer acquires. Did you know that a VA loan could cost you much more in closing costs PLUS home repairs that probably are not required by other loans? Will your home qualify for a FHA loan without making very costly repairs? If you are on a tight budget and need every possible dime out of the sale of your home you may want to negotiate in the contract that the buyer gets conventional financing.

A mortgage broker will also teach you the critical areas you need to watch in the sales contract. He may even provide you with blank contracts and other state mandatory disclosures required when you sell your home. Most brokers will even create your home flyer and more important, your financing options flyer. Perspective buyers want to know two things: how much will my payments be, and how much money do I need to pay down plus closing cost.

You should list your home on a „For Sale By Owner“ web site. I want to caution you here. A lot of these sites try to charge you a lot of money for things that do not/will not help sell your home. Homebuyers DO NOT spend hours searching „For Sale By Owner“ web sites. They work with real estate agents, read the papers, and drive on the streets in the neighborhoods they want to live in.

The advantage you get by listing your home on the Internet is that you put the URL in your newspaper ads, your flyers, and on your yard sign. Then when a buyer drives by your house or sees your ad they can go on the Internet and see pictures, amenities, and the price. If your house fits their needs and their budget, they will call you. If not, it is less of a bother for you. It can be very frustrating to let lookey-loo’s in your home week after week. Don’t you really only want truly interested buyers at your door? There are many free FSBO websites on the net. Check it out.

With all this said, the rest is just common sense. You Can Sell It Yourself!

Immobilienmakler Heidelberg

Makler Heidelberg

The Great Investors: Lessons on Investing from Master Traders (Financial Times Series)

The Great Investors: Lessons on Investing from Master Traders (Financial Times Series)

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‚Whether a complete novice, or a professional portfolio manager, this book will give you access to the mindset and techniques of the most successful investors of our time and more importantly, it will help you avoid mistakes. The Great Investors will have a permanent place on my desk.‘ Mark Sheridan, Executive Director, Nomura International PLC Leading investors such as Warren Buffett, Benjamin Graham, Sir John Templeton, George Soros and Anthony Bolton are known throughout the world. How did these people come to be so successful? Which strategies have they used to make their fortunes? And what can you learn from their techniques? In The Great Investors, Glen Arnold succinctly and accurately describes the investment philosophies of the world’s greatest investors. He explains why they are the best, gives details of their tactics for accumulating wealth, captures the key elements that led to their market-beating successes and teaches you key lessons that you can apply to your own investing strategies. From the foreword: ‚There are some very special people who seem to possess an exceptional talent for acquiring wealth. I want to explore not just the past triumphs of these masters, but also the key factors they look for as well as the personality traits that allow them to control emotion and think rationally about where to place funds. How does a master of investment hone skills through bitter experience and triumph to develop their approach to accumulating wealth?‘ Glen Arnold The Great Investors is the story of a number of remarkable men: John Templeton, George Soros, Warren Buffett, Benjamin Graham, Philip Fisher, Peter Lynch, Anthony Bolton and John Neff. Whether you’re new to investing, have had success in the markets, or you’re a professional investor or fund manger, you’ll benefit from reading about their proven, and successful, trading philosophies. The Great Investorswill show you how to: * Be a business analyst rather than a security analyst * Do your homework



Immobilienmakler Heidelberg

Makler Heidelberg

6 Tips for Home Buying Right Now

1. Get pre-approved for a loan.

Most sellers require a pre-approval letter along with your written offer. You should have it ready to go so that when you find the right home there is no delay getting your offer submitted. There’s a lot of confusion about pre-approved vs. pre-qualified… even Realtors sometimes use the terms interchangeably! But the pre-approval is the real deal. With a pre-approval, the lender has run your credit, and you will usually have filled out a loan application and provided documentation to the lender, who will then tell you the amount for which you are approved. With the pre-qualification, you will typically have provided some information verbally to the lender about your credit, income and assets, and the lender will give you a ballpark amount for which you are likely to be approved. Sometimes a pre-qualification letter will be sufficient; the main thing is to talk to a lender before you start looking at homes.

2. Decide if short sales and bank-owned properties are for you.

Don’t waste your time looking at properties that don’t meet your home-buying needs. Each of these types of sales has its own challenges for the home buyer, so it is important to know the basics of each and decide if either one fits in with your game plan. For example, if you need to get into a new home within a fairly short time frame, a short sale may not work for you, as they frequently take many months to complete. And bank-owned properties are often in need of work, which can add to the overall cost, or make it difficult to get certain types of loans. If you can be patient with a short sale, or have the ability and/or resources to fix up a bank-owned home, these could be excellent avenues to explore. If not, tell your Realtor® to skip the short sales and bank-owned houses.

3. Check out neighborhoods ahead of time.

One of the best things you can do at the start of your home-buying project is to take a weekend or two and cruise around various areas and subdivisions, especially if you are new to the area. Tell your Realtor which neighborhoods hold the greatest appeal for you – it will really help her understand the type of home you want and your taste in houses. Some buyers are looking for newer homes in areas with lots of families and kids; others prefer the quieter, „mature“ neighborhoods. Fortunately, there’s something out there for everyone, and a real estate agent who has plenty of local area expertise and knowledge will be a huge help in finding those neighborhoods that are hidden gems.

4. Make time for house-hunting.

Don’t plan to only go to showings on the weekend – in this market that’s not a winning strategy. There is actually a shortage of well-priced homes in good condition, and the ones that are also in a desirable location sell almost immediately. If you’re serious about finding your dream home, clear the decks and be ready to jump when your Realtor tells you a new listing just hit the market that fits your requirements. And more importantly – be ready to make an offer if it is the right house. It could easily be gone in a day or two.

5. Don’t waste time on houses that are already sold!

Do you spend your spare time house-hunting on Zillow, Realtor.com or Trulia? Or driving around and calling about houses with signs out front? Then you’ve probably already learned that a huge number of those homes – which appear to be for sale – are not really available. They are very often „under contract“ which simply means that another buyer made an offer that was accepted by the seller. These often still show as available on the public real estate websites, but in most cases the sale will close in a few weeks. Work with a Realtor® who will set up a custom search for you so you can focus on just those homes that meet your criteria and are actually still available.

6. And of course, the most important thing is to find a really professional and client-oriented Realtor!

A great agent will make your home buying experience smoother and more enjoyable. Get referrals from friends or family who’ve recently had a good home-buying experience, or call or email a few local agents. See which ones are responsive and return your call or email right away, and get a feel for how professional and knowledgeable they are about the local area and current market conditions. Also check out their commitment to their clients in terms of training above and beyond that needed to get a real estate license. Realtors® who work diligently on behalf of their clients have often invested in advanced training and designations such as:

  • GRI – Graduate Realtor Institute, only 19% of Realtors®
  • ABR – Accredited Buyer Representative, only 15% of Realtors®
  • CRS – Certified Residential Specialist, only 10% of Realtors®

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We hope these tips are helpful, and wish you success in your house-hunting!

Immobilienmakler Heidelberg

Makler Heidelberg

Selbstmanagement: Die Arbeit ist ein ewiger Fluss: Gelassener arbeiten und besser leben

Selbstmanagement: Die Arbeit ist ein ewiger Fluss: Gelassener arbeiten und besser leben

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Gelassener arbeiten und besser leben
Broschiertes Buch
Dieses Buch hilft Ihnen, Druck und Stress zu reduzieren und Ihre Lebens- und Arbeitsqualität zu steigern. Anhand kompakter Praxisabschnitte lässt sich das Gelesene gut in Ihren Lebensalltag übertragen. Immer mehr Menschen sehen sich mit einem drastisch wachsenden Druck in einer zunehmend komplexen Arbeitswelt konfrontiert. Unter dem Einfluss von Globalisierung, Digitalisierung und Vernetzung wächst nicht nur der Workload unaufhaltsam, auch die Erwartungen, Ansprüche, das Tempo und der Kommunikationsaufwand nehmen rapide zu. Immer mehr Beschäftigte leiden unter einer fragmentierten Arbeitserfahrung, es gelingt ihnen kaum noch, eine Aufgabe am Stück zu bearbeiten oder sich länger als ein paar Minuten auf einen Vorgang zu konzentrieren. Entsprechend groß ist der Stress. Und der macht auch vor dem Privatleben nicht halt. Doch der Druck wird nicht nur durch äußere Faktoren bedingt: das eigene Denken und Verhalten ist oft mitursächlich! Wer in Zukunft leistungsfähig und gesund bleiben möchte, kann gleich heute anfangen, etwas dafür zu tun.



Immobilienmakler Heidelberg

Makler Heidelberg

Instant Cashflow (Instant Success): Hundreds of Proven Strategies to Win Customers, Boost Margins and Take More Money Home

Instant Cashflow (Instant Success): Hundreds of Proven Strategies to Win Customers, Boost Margins and Take More Money Home

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Instant Cashflow Includes 282 marketing and sales strategies proven to make more money. This title enables you identify your company’s hidden „gold mines,“ dramatically boost your bottom line, and get on the fast track to big profits. It shows how to generate hundreds of promising leads and increase your conversion rate of leads to sales. Full description



Immobilienmakler Heidelberg

Makler Heidelberg

WISO steuer:Mac 2019 (für Steuerjahr 2018 / Standardverpackung)

WISO steuer:Mac 2019  (für Steuerjahr 2018 / Standardverpackung)

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Der Statt-Preis von EUR 39,99 entspricht der ehem. unverb. Preisempfehl. d. Herst.Software zur Steuererklärung 2018 am Mac Musterschreiben für Finanzamt-Korrespondenz Systemvoraussetzungen: OS X ab Version 10.10
Für alle Einkunftsarten: sämtliche Formulare und Erklärungen: N, R, Kind, KAP, SO, G, S, L, 34a, EÜR, FW, V, AV, AUS, N-AUS, N-Gre, K, U, etc. Import-Assistent
Steuererklärung als Ausdruck und via Internet (ELSTER) Sofortige Anzeige: Erstattung und Nachzahlung Kostenloser Telefonsupport
EÜR, Umsatzsteuer-Voranmeldung; Lohnsteuer-Anmeldung, Fahrtenbuch Automatischer Vergleich von amtlichem Steuerbescheid mit Programmberechnung Praxisnahes Bedienbuch (als PDF)
Software inklusive Ratgeber-Buch



Immobilienmakler Heidelberg

Makler Heidelberg

Tips For Selling Your Home For Sale By Owner

When you sell your home yourself, you are doing what is known as a for sale by owner, of FSBO. Many people choose to go this route to avoid hefty fees charged by real estate brokers. Avoiding these thousand dollar fees is just a good a reason as any to sell your home FSBO. If you choose to go this route to sell your home, you should keep in mind that the process requires some dedication, persistence, and a little bit of know how.

To sell real estate in Connecticut you must first determine the value of your home. This step is necessary so you can properly price your home. You can find out the value by doing some research on similar homes in your neighborhood that have recently been sold. The homes that are currently on the market are also a good indicator for valuing your home.

Once you determine a price for your home, the next step is to advertise it. One of the best ways you can advertise real estate in Connecticut is through use of a FSBO website. These websites allow you to list your home similar to a newspaper listing. Using a FBSO website increases your ad’s exposure to tens of thousands of people. This is the easiest and most convenient way to advertise your website since more people are using the internet to search for homes.

After listing your home, you will soon begin to receive inquiries. Some of these will be from people who are just trying to find out more information and some will be from serious buyers. In either case, you should be prepared to show your home to prospective buyers. Make sure repairs have been completed and your house is presentable for showing. The last thing you want is for your advertising efforts to go to waste because the house was not presentable.

Immobilienmakler Heidelberg

Makler Heidelberg

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